Hanmi Monetary Company (HAFC) This autumn 2023 Earnings Name Transcript

Hanmi Monetary Company (NASDAQ:HAFC) This autumn 2023 Earnings Convention Name January 23, 2024 5:00 PM ET

Firm Members

Larry Clark – Investor Relations

Bonita Lee – President and Chief Govt Officer

Anthony Kim – SEVP and Chief Banking Officer

Romolo Santarosa – SEVP and Chief Monetary Officer

Convention Name Members

Gary Tenner – D.A. Davidson

Kelly Motta – KBW

Matthew Erdner – Jones Analysis

Adam Butler – Piper Sandler

Operator

Girls and gents, welcome to Hanmi’s Monetary Company’s Fourth Quarter and Yr Finish 2023 Convention Name. As a reminder, right now’s name is being recorded for replay functions. [Operator Instructions]

I might now like to show the decision over to Larry Clark, Investor Relations for the Firm. Please go forward.

Larry Clark

Thanks, Alisha, and thanks all for becoming a member of us right now to debate Hanmi’s fourth quarter and full 12 months 2023 outcomes. This afternoon, Hanmi issued its earnings launch and quarterly supplemental slide presentation to accompany right now’s name. Each paperwork can be found within the IR part of the Firm’s web site.

I am right here right now with Bonnie Lee, President and Chief Govt Officer of Hami Monetary Company; Anthony Kim, Chief Banking Officer; and Ron Santarosa, Chief Monetary Officer. Bonnie will start right now’s name with an summary, Anthony will then focus on mortgage and deposit actions, and Ron will present particulars on our monetary efficiency, after which Bonnie will present closing feedback earlier than we open the decision as much as your questions.

Earlier than we start, I would wish to remind you that right now’s feedback might embody forward-looking statements beneath the Federal Securities Legal guidelines. Ahead-looking statements are primarily based on present plans, expectations, occasions and monetary trade traits that will have an effect on the Firm’s future working outcomes and monetary place.

Our precise outcomes might differ materially from these contemplated by our forward-looking statements, which contain dangers and uncertainties. Dialogue of the elements

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